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Dandelion against a sky of soft pinks and blues.Image by Aleksandr Ledogorov


Monica Ramil Therapy Inc. and its clinicians are considered out-of-network providers for all insurance plans. Some insurance plans provide partial reimbursement for out-of-network providers. 

If you are interested in insurance reimbursement, we recommend calling the customer service telephone number on the back of your card and asking the following questions:

  1. Am I covered for out-of-network mental health services?

  2. Is there a deductible I need to meet before being eligible for reimbursement?

  3. What is the reimbursement amount or percentage for seeing an out-of-network provider? (You may have to provide them with the following procedure code: 90837)

  4. Am I covered for tele-health (aka tele-therapy)?

  5. If you are seeing Jojo Rempojo as your therapist, inquire if reimbursement is possible for services with an Associate Marriage and Family Therapist (aka Pre-licensed clinician).



$300 - 50 minute Individual Therapy Session

$350 - 75 minute Couple's Therapy Session


$200 - 50 minute Individual Therapy Session

$250 - 75 minute Couple's Therapy Session



Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit or call 1-800-985-3059.

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